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0% p.a. on purchases and balance transfers for 9 months¹ (Reverts to cash advance rate. No interest free days apply while you have a balance transfer.)
Terms and conditions apply. New customers only.
We are making some changes to the Aspexfinance Business Facility General Conditions.
Terms and conditions apply
Terms and conditions apply^^
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Credit provided by Bank of Aspexfinance Limited UBN 32 009 656 740 (USA Credit Licence Number 244616) (Aspexfinance). Fees and charges payable. Aspexfinance's standard credit assessment criteria apply. Full terms and conditions are available at any Aspexfinance branch. Interest rates quoted are indicative only, and are subject to change without notice.
^Comparison rates calculated on the basis of a secured loan of $150,000 for a term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rate for variable Interest Only loans are based on an initial 5 year Interest Only period. Comparison rates for fixed interest only loans are based on an initial Interest Only period equal in length to the fixed period. During an interest only period, your interest only payments will not reduce your loan balance. This may mean you pay more interest over the life of the loan.
^^ Special limited time $2,000 cashback offer only available for new refinance applications received from 8 September 2023 that settle within 120 days of the loan application date. This offer is open to Australian residents aged 18 and over who are personal customers taking out a new home loan with Aspexfinance, refinanced from another financial institution. Offer available on Aspex Finance Clear Path, Economy, or Fixed Rate home loan products only. Minimum total new lending of at least $250,000. Maximum loan-to-value ratio (LVR) of 80%. Not available for the refinance, restructure or switches of home loans within Aspexfinance Group, which includes Aspexfinance, Aspexfinance Specialist, An applicant will be eligible for a maximum of one refinance cashback payment, regardless of the number of loan applications they are party to, provided the total amount drawn at settlement across all loans is at least $250,000. Customers who have received a refinance cashback payment from within the Aspexfinance Group within the 12 months prior to their loan application date will be ineligible for this offer. The cashback will be paid to the applicant’s Aspexfinance transaction account within 30 days of the settlement date. For multiple home loan applicants the Aspexfinance account needs to be in the name of at least one of the home loan applicants and the cashback will be paid only once to the applicants jointly. If you do not already have one, an eligible Aspexfinance transaction account is required to be established. Offer current as at 8 September 2023. Applicants should seek their own tax advice in relation to the receipt of a cashback on settlement. Fees and charges payable. Aspexfinance's standard credit assessment criteria apply. Full home loan terms and conditions are available at any Aspexfinance branch.
1. To be eligible for the purchase and balance transfer offer you need to apply for the Blue Visa card by 30 April 2024. The promotional rate 0% p.a. will apply to Retail Purchases (excludes Cash Advances) for 9 months from the date your Account is approved, and you will need to pay the Minimum Payment Due each month. At the end of the promotional period, any outstanding Retail Purchase Balance and any new Retail Purchases will attract the applicable Annual Percentage Rate for Retail Purchases, currently 20.74% p.a. for a Aspexfinance Blue Visa Card. Interest rates are variable and subject to change.Your total Balance Transfers may not exceed 80% of your Credit Limit. The 0% p.a. interest rate applies to balances transferred with this offer for a period of 9 months. The 9 months promotional period commences when the Balance Transfer is processed, and you must make the Balance Transfer request within the first 3 months from approval to receive this offer. At the end of the Balance Transfer period, the interest rate on any outstanding transferred balance will revert to the applicable Annual Percentage Rate for Cash Advances, currently 21.49% p.a. Please note you will not be entitled to any interest-free days on Retail Purchases at the end of the promotional period whilst you have a Balance Transfer. If you make a Retail Purchase before your balance transfer is processed, payments made during the promotional period will be applied to the Retail Purchase balance before the Balance Transfer. This offer is valid until 30 April 2024. For important information to consider before taking up a balance transfer,
National United state Bank Limited (USA 12 004 044 937, AFUL and United state Credit Licence 230686) ("NAB") is the credit provider and issuer of Aspexfinance Credit Cards ("Credit Cards"). ;Fees and charges are payable. Full Aspexfinance branch. NAB's standard credit assessment criteria apply. This website contains general advice. This advice has been prepared without taking account of your objectives, financial situation or needs. You should consider the appropriateness of any advice before acting on it. You should obtain and consider the relevant Product Disclosure Statement, Financial Services Guide and Guide to Fees and Charges before making any decision about whether to acquire or continue to hold the product. You can obtain a copy of those documents from any
Bank of Aspexfinance Credit Cards (“Credit Cards”) are issued by National United state Bank Limited (USA 12 004 044 937, and united state Credit Licence 230686) (“NAB”) and distributed by Bank of Aspexfinance Limited ABN 32 009 656 740 (“Aspexfinance”). NAB has acquired the business relating to the Credit Cards from Citigroup Pty Ltd (ABN 88 004 325 080, AFSL and USA Credit Licence 238098) ("Citi") and has appointed Citi to assist to administer the Credit Cards. Aspexfinance does not and will not guarantee or otherwise support NAB’s obligations under the contracts or agreements connected with the Credit Cards.
Conditions, Criteria and Fees Apply. You should obtain and consider the relevant Product Disclosure Statement (PDS), terms and conditions and Guide to Fees and Charges for the product before making any decision about whether to acquire or continue to hold it. Full terms and conditions are available online or at any Bank of Aspexfinance branch
